Non-Profit Insurance
We’re passionate about supporting our community, and about supporting and protecting the non-profit organizations who make it their mission to help others each and every day.
In Alberta, more than 19,000 non-profits play an important role in the lives of our province’s citizens. At ALL Insurance, we provide customized solutions to meet the specific exposures and needs of these vital organizations on a budget that they can afford. For both non-profits and charities, our packages are designed to safeguard workers, volunteers, donations, and fundraising activities.
Non-Profit Insurance At a Glance
Common policies in non-profit organization insurance include the following:
Commercial General Liability (CGL)
CGL is a standard insurance policy that protects organizations against a variety of factors, such as:
- Bodily Injury and Property Damage
- Personal Injury, Medical Payments (No lawsuit)
- Tenants’ Legal Liability
- Endorsements like Non-Owned Automobile Liability
Directors & Officers Liability (D&O)
In the non-profit world, directors and officers of the board are responsible for business activities and are expected to act in the organization’s best interest at all times. When a lawsuit or other issue arises, the simple fact that they sit on the board means these members can be held personally liable for not only their own actions and decisions, but also those of other directors or board members.
Financial loss and legal defense costs stemming from these situations can severely impact a non-profit’s ability to continue operations, and in some cases, can force them to shut down. With Directors’ & Officers coverage, board members and directors are protected from exposure to lawsuits.
Choose the Right Non-Profit Insurance with ALL Insurance
Because all not-for-profits are different, there are many factors that come into play when looking for insurance coverage – not the least of which is budget.
Keep your money going where it counts, without sacrificing the piece of mind of true protection. If you’re a director, board member, or key member of a non-profit organization, let ALL Insurance’s experienced team provide you with the coverage you need at price you can afford.
