A DOLLAR EARNED IS A DOLLAR SAVED

Insurance is costly. For most people or businesses this payment is one of the largest mandatory payments being due monthly or annually. Finding ways to save on your insurance portfolio is helpful for putting cash back in your pocket.

Your broker at ALL insurance can walk you through the ways this works. Here are a few knowledge tips:

  • Be aware that a broker should evaluate your insurance portfolio at reasonable time periods to make sure you are getting the very best rates for the coverage you need.
  • Implement preventable measures for Fire, Theft, and Water Damage. These include – but are not limited to – installing alarm systems, water sensors, main line backwater valves, alarmed sump pumps, and tankless water heaters. These also include performing regular maintenance to your electrical, plumbing, heating systems and roof.
  • Ask about discounts you may be eligible for.
  • Consider raising deductibles.
  • Ask about bundling products for further “multi-policy discounts”
  • If you have multiple vehicles per household, consider – if possible – parking one for a period of time. For example: parking a truck for the winter that is used primarily to haul a travel trailer.
  • Pay your premiums annually to avoid any fees or interest payments you may receive monthly.
  • With regards to commercial auto insurance, avoid hiring drivers with little or no commercial driving experience, and avoid hiring drivers with poor driving records.

It’s well worth your time to find ways to save money on your insurance portfolio. At ALL Insurance we are committed to reviewing your policies with you on a regular basis to make sure you are saving ALL you can.

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